We simplify loan processing for mortgage brokers.

Once your file is disclosed and signed, we do the rest. Hancock processing offers a partner to consistently and accurately take your loans from submittal through funding.

    Where are we licensed?

    We are currently doing business in AL, AZ, CO, FL, GA, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NM, OH, OR, PA, SC, TX, VA, WA.

    The goal is simple, helping clients close more loans.

    Our team has experience in all below positions:

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    Successful track record working for you.

    With over a decade of mortgage experience, you can TRUST us to take your client from start to finish

    Let's work together

    I understand you do not get paid unless the loan closes, we work the same way. Fee is due upon ‘Disbursement’ of File. All fees are paid at closing through Title at disbursement, yes, this means Borrower Paid, the Brokers/LO’s pay nothing for our services.

    Package A

    Disclosures Through Disbursement
    Once a Loan Officer completes an initial application with a client (Plus has Purchase Contract if applicable), the Loan Officer is responsible for notifying their Processor with Hancock Processing. We will Import the loan into the Lender’s portal & disclose the initial disclosures within 24 hours to the client. The Processor is responsible for retrieving the initial documents needed from the client if the Loan Officer does not already have them:
    • Income
     • Assets
     • ID’s
     • Other Applicable Documents

    Then once Initial Disclosures have been signed, we will order Title, Appraisal insurance quotes etc. and submit the loan to Underwriting and see it through Disbursement plus do the Post Close Audit.

    Package B

    Submission Through Disbursement
    The Loan Officer will be responsible for disclosing, verifying the disclosures have been signed and obtaining the initial client docs needed for Underwriting. At this point, the Loan Officer is responsible for notifying their Processor with Hancock Processing the file is ready for Underwriting. Then we will submit the loan to Underwriting and see it through Disbursement plus do the Post Close Audit.

    Package A + LOA

    LOA/Processor Hybrid
    The LOA/Processor would help you set up prequals and preapproval’s on TBD applications, even submit TBD to lenders if needed.
    Once the Loan Officer completes the application and pulls the client’s credit. We will collect client documents such income/assets to help calculate income, structure the loan, and run AUS. This will help make sure the client qualifies and is ready to purchase a home. Upon receipt and review of client docs they will turn the file back over to the LO to deliver the information to the client regarding the pre-qualification. Once the Prequal is sent to the client, the LOA/Processor will need a full initial Needs List of items we need back from the client along with the Purchase Contract once they’re under contract. If requested, they will also submit to TBD Underwriting at your preferred lender. Once the client has a purchase contract come in, they will take over from there, run AUS, disclose, and as normal, work the file through funding plus do the Post Close Audit.

    Alex Ramirez
    Alex Ramirez
    2024-06-14
    Nicole is awesome! Great communication and always on top of files. It's great work with a team that can handle your business the right way so you can focus on getting more business and taking care of clients!
    Michael Rodriguez
    Michael Rodriguez
    2024-06-08
    Stacy has been beyond incredible!! I trust her with any client and deal I have!!
    George Elabu
    George Elabu
    2024-04-25
    I have been utilizing Hancock processing for several months now. More than happy with the communication and professional level of service received. I ask for Jessica H every loan as we have worked well together. I can say truly my business has and is growing because Hancock and Jessica have taken the load off my shoulders and allowed me to sell and not process. Highly recommend them. 22 years in the business, they’re the best I’ve ever partnered with.
    Paul Cid
    Paul Cid
    2024-04-23
    Hancock Processing is top notch! Tyler has been something special for mortgage brokers and for contract processors that comes at no surprise with their growth. They get it: Make it efficient and effective for their mortgage broker partners and processing employees. My clients have a great experience and I am relieved to have things taken off my plate rather than a processing company that over complicates things and/or creates unnecessary extra work for my team or my clients. Hancock helps you win as a loan partner. My Processor Lindsay is a rockstar.
    Farhiyo Mohamed
    Farhiyo Mohamed
    2024-04-23
    Magnum Opus
    Magnum Opus
    2024-04-18
    Nicole McCullough is an exceptional processor. She is quick to find solutions to any issues she faces. A true gem!
    Daniel Hardy
    Daniel Hardy
    2024-04-06
    Ive worked with Paige and Brandon at Hancock and they are fantastic processors and true mortgage professionals! Glad to have them as part of my team at @AXENMortgage
    ROBERT WILLIAMS
    ROBERT WILLIAMS
    2024-04-05
    Amazing company! Really care about their partners and clients. Very impressed by The Hancock's time responses and actions in handling different situations. Highly recommend!
    Logan Klug
    Logan Klug
    2024-04-04
    I can't say enough good things about my experience with Hancock Processing and the team. Responsive, professional, fast, & thorough. I highly recommend them to any Loan Officer or Mortgage Brokerage looking for an elite third-party processing team.
    David Carrington
    David Carrington
    2024-02-21
    They are a great team of professionals to work with. I will reach out to them again if needed.