Hancock Processing – PROactive Processing

We simplify loan processing for mortgage brokers.

Once your file is disclosed and signed, we do the rest. Hancock processing offers a partner to consistently and accurately take your loans from submittal through funding.

Where are we licensed?

We are currently doing business in AL, AZ, CO, FL, IA, ID, IL, KS, MI, MN, NC, NE, NM, OH, OR, PA, SC, TX, VA, WA.

The goal is simple, helping clients close more loans.

Our team has experience in all below positions:

Successful track record working for you.

With over a decade of mortgage experience, you can TRUST us to take your client from start to finish

Let's work together

I understand you do not get paid unless the loan closes, we work the same way. Fee is due upon ‘Disbursement’ of File. All fees are paid at closing through Title at disbursement, yes, this means Borrower Paid, the Brokers/LO’s pay nothing for our services.

Package A

Disclosures Through Disbursement
Once a Loan Officer completes an initial application with a client (Plus has Purchase Contract if applicable), the Loan Officer is responsible for notifying their Processor with Hancock Processing. We will Import the loan into the Lender’s portal & disclose the initial disclosures within 24 hours to the client. The Processor is responsible for retrieving the initial documents needed from the client if the Loan Officer does not already have them:
• Income
• Assets
• ID’s
• Other Applicable Documents

Then once Initial Disclosures have been signed, we will order Title, Appraisal insurance quotes etc. and submit the loan to Underwriting and see it through Disbursement plus do the Post Close Audit.

Package B

Submission Through Disbursement
The Loan Officer will be responsible for disclosing, verifying the disclosures have been signed and obtaining the initial client docs needed for Underwriting. At this point, the Loan Officer is responsible for notifying their Processor with Hancock Processing the file is ready for Underwriting. Then we will submit the loan to Underwriting and see it through Disbursement plus do the Post Close Audit.

Package A + LOA

LOA/Processor Hybrid
The LOA/Processor would help you set up prequals and preapproval’s on TBD applications, even submit TBD to lenders if needed.
Once the Loan Officer completes the application and pulls the client’s credit. We will collect client documents such income/assets to help calculate income, structure the loan, and run AUS. This will help make sure the client qualifies and is ready to purchase a home. Upon receipt and review of client docs they will turn the file back over to the LO to deliver the information to the client regarding the pre-qualification. Once the Prequal is sent to the client, the LOA/Processor will need a full initial Needs List of items we need back from the client along with the Purchase Contract once they’re under contract. If requested, they will also submit to TBD Underwriting at your preferred lender. Once the client has a purchase contract come in, they will take over from there, run AUS, disclose, and as normal, work the file through funding plus do the Post Close Audit.

    
 
 
        
   David Carrington 
 2024-02-21
 
 
  They are a great team of professionals to work with. I will reach out to them again if needed.
  
 
       
   Cassie Sands 
 2024-02-15
 
 
  I recently had a closing where Sarah G. was the Account Executive Processor.  She was extraordinary to work with.  From her great personality, her knowledge of the process and her professional manner I could not have asked to work with anyone better.  I highly recommend working with her and her team.  Thanks again for making my job so easy!
  
 
       
   Michael Vittatoe 
 2024-01-26
 
 
  Hancock Processing, Christy Cutlip / Patty Croft killed it. They do a great job and are very dependable & communicative. 10/10
  
 
       
   Alfredo Acevedo 
 2024-01-15
 
 
  Naylam was on top of it and we closed our first 3rd lien DPA. Lots of moving parts but we got it done :) great teamwork!
  
 
       
   Karla Hernandez 
 2024-01-14
 
 
  Naylam Torres was my processor and she was awesome to work with. She is very prompt in her replies; and stayed on top of the entire process making sure I had all the needed documents.
  
 
       
   Brenda Johnson 
 2024-01-12
 
 
  
  
 
       
   Jennae Boyd 
 2024-01-03
 
 
  This review is for Andrea Guerrero! She has been such a blessing and has went above and beyond to answer ALL of my questions, she gave me time to explain and always so kind.
She made this transaction quick and easy.
Thanks Andrea!!
James and Jennae Boyd
  
 
       
   Robie Chapa 
 2023-12-27
 
 
  Naylam has been an outstanding processor for our loans. Her dedication to helping clients and efficiently clearing conditions is truly commendable. I highly recommend her services in the mortgage industry.
  
 
       
   GONZALEZ RAMOS 
 2023-12-20
 
 
  Naylam Torres recommended 100%, very professional, very kind, positive and capable of making your dream come true, eager to help and solve what you possibly can't...thank you Naylan for your help.

Naylam Torres recomndada 100% muy profecional, muy amable , positiva y capaz de hacer tu sueño realida con muchas ganas de ayudar y resolverte lo que posiblemente tu no puedas...gracias Naylan por tu ayuda.
  
 
       
   Angela Lurvey 
 2023-12-18
 
 
  Great experience. Wonderful communication throughout the process. Highly recommend Bahareh!
  
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 25 reviews