We simplify loan processing for mortgage brokers.

Once your file is disclosed and signed, we do the rest. Hancock processing offers a partner to consistently and accurately take your loans from submittal through funding.

    Where are we licensed?

    We are currently doing business in AZ, CO, FL, IA, ID, IL, KS, MI, MN, NC, NE, NM, OH, PA, SC, TX, VA, WA.

    The goal is simple, helping clients close more loans.

    Our team has experience in all below positions:

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    Successful track record working for you.

    With over a decade of mortgage experience, you can TRUST us to take your client from start to finish

    Let's work together

    I understand you do not get paid unless the loan closes, we work the same way. Fee is due upon ‘Disbursement’ of File. All fees are paid at closing through Title at disbursement, yes, this means Borrower Paid, the Brokers/LO’s pay nothing for our services.

    Package A

    Disclosures Through Disbursement
    Once a Loan Officer completes an initial application with a client (Plus has Purchase Contract if applicable), the Loan Officer is responsible for notifying their Processor with Hancock Processing. We will Import the loan into the Lender’s portal & disclose the initial disclosures within 24 hours to the client. The Processor is responsible for retrieving the initial documents needed from the client if the Loan Officer does not already have them:
    • Income
     • Assets
     • ID’s
     • Other Applicable Documents

    Then once Initial Disclosures have been signed, we will order Title, Appraisal insurance quotes etc. and submit the loan to Underwriting and see it through Disbursement plus do the Post Close Audit.

    Package B

    Submission Through Disbursement
    The Loan Officer will be responsible for disclosing, verifying the disclosures have been signed and obtaining the initial client docs needed for Underwriting. At this point, the Loan Officer is responsible for notifying their Processor with Hancock Processing the file is ready for Underwriting. Then we will submit the loan to Underwriting and see it through Disbursement plus do the Post Close Audit.

    Package A + LOA

    LOA/Processor Hybrid
    The LOA/Processor would help you set up prequals and preapproval’s on TBD applications, even submit TBD to lenders if needed.
    Once the Loan Officer completes the application and pulls the client’s credit. We will collect client documents such income/assets to help calculate income, structure the loan, and run AUS. This will help make sure the client qualifies and is ready to purchase a home. Upon receipt and review of client docs they will turn the file back over to the LO to deliver the information to the client regarding the pre-qualification. Once the Prequal is sent to the client, the LOA/Processor will need a full initial Needs List of items we need back from the client along with the Purchase Contract once they’re under contract. If requested, they will also submit to TBD Underwriting at your preferred lender. Once the client has a purchase contract come in, they will take over from there, run AUS, disclose, and as normal, work the file through funding plus do the Post Close Audit.

    Cassie Sands
    Cassie Sands
    2024-02-15
    I recently had a closing where Sarah G. was the Account Executive Processor. She was extraordinary to work with. From her great personality, her knowledge of the process and her professional manner I could not have asked to work with anyone better. I highly recommend working with her and her team. Thanks again for making my job so easy!
    Michael Vittatoe
    Michael Vittatoe
    2024-01-26
    Hancock Processing, Christy Cutlip / Patty Croft killed it. They do a great job and are very dependable & communicative. 10/10
    Alfredo Acevedo
    Alfredo Acevedo
    2024-01-15
    Naylam was on top of it and we closed our first 3rd lien DPA. Lots of moving parts but we got it done 🙂 great teamwork!
    Karla Hernandez
    Karla Hernandez
    2024-01-14
    Naylam Torres was my processor and she was awesome to work with. She is very prompt in her replies; and stayed on top of the entire process making sure I had all the needed documents.
    Brenda Johnson
    Brenda Johnson
    2024-01-12
    Jennae Boyd
    Jennae Boyd
    2024-01-03
    This review is for Andrea Guerrero! She has been such a blessing and has went above and beyond to answer ALL of my questions, she gave me time to explain and always so kind. She made this transaction quick and easy. Thanks Andrea!! James and Jennae Boyd
    Robie Chapa
    Robie Chapa
    2023-12-27
    Naylam has been an outstanding processor for our loans. Her dedication to helping clients and efficiently clearing conditions is truly commendable. I highly recommend her services in the mortgage industry.
    GONZALEZ RAMOS
    GONZALEZ RAMOS
    2023-12-20
    Naylam Torres recommended 100%, very professional, very kind, positive and capable of making your dream come true, eager to help and solve what you possibly can’t…thank you Naylan for your help. Naylam Torres recomndada 100% muy profecional, muy amable , positiva y capaz de hacer tu sueño realida con muchas ganas de ayudar y resolverte lo que posiblemente tu no puedas…gracias Naylan por tu ayuda.
    Angela Lurvey
    Angela Lurvey
    2023-12-18
    Great experience. Wonderful communication throughout the process. Highly recommend Bahareh!
    Monica Dinkins
    Monica Dinkins
    2023-12-13
    I love Katie’s communication between myself and the borrower. Our first loan together was tough but she stuck with it every step of the way and we got it done. She is a great example of teamwork making the dream work.