State Guides

Arkansas loan processing.

What brokers and loan officers should know about closings and property rules in Arkansas, and how Hancock Processing works your files there.

Loan officer and borrower discussing loan processing in Arkansas

Is Arkansas a Title State or an Attorney State?

Arkansas is a title state. Title and abstract companies typically handle the closing, though attorneys close loans too, and attorney involvement is not legally required.

Is Arkansas a Community Property State for Mortgages?

No. Arkansas is a common law property state, and it still recognizes dower and curtesy. Arkansas law says a mortgage on a married person's homestead isn't valid unless the spouse joins in signing it, with exceptions that include purchase-money loans, and a spouse gives up dower or curtesy the same way, by joining in the signing.

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Arkansas

Hancock Processing services in Arkansas

What Loan Types Does Hancock Processing Handle in Arkansas?

All of them. We process every loan type we offer in Arkansas, including conventional, FHA, VA, USDA, jumbo, Non-QM and DSCR loans, from Little Rock and Northwest Arkansas to Fort Smith and Jonesboro.

Can Hancock Processing work files anywhere in Arkansas, not just Little Rock?

Yes. We process loans statewide in Arkansas and coordinate with the title company or attorney handling each closing.

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