State Guides

Maine loan processing.

What brokers and loan officers should know about closings and property rules in Maine, and how Hancock Processing works your files there.

Loan officer and borrower discussing loan processing in Maine

Is Maine a Title State or an Attorney State?

Maine is a title state. Title companies and attorneys both conduct closings, and attorney involvement is not legally required.

Is Maine a Community Property State for Mortgages?

No. Maine is not a community property state, and Maine has abolished dower and curtesy.

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Maine

Hancock Processing services in Maine

What Loan Types Does Hancock Processing Handle in Maine?

All of them. We process every loan type we offer in Maine, including conventional, FHA, VA, USDA, jumbo, Non-QM and DSCR loans, from Portland and southern Maine to Bangor and the Midcoast.

Can Hancock Processing work files anywhere in Maine, not just Portland?

Yes. We process loans statewide in Maine and coordinate with the title company or attorney handling each closing.

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