Is Kansas a Title State or an Attorney State?
Kansas is a title state. Title and escrow companies typically handle the closing, Kansas law lets a title insurance agent act as the closing agent, and attorney involvement is not legally required.
State Guides
Kansas loan processing.
What brokers and loan officers should know about closings and property rules in Kansas, and how Hancock Processing works your files there.
Is Kansas a Community Property State for Mortgages?
No. Kansas is not a community property state. The Kansas Constitution says a homestead can't be given up without the joint consent of husband and wife, and Kansas courts have held a homestead mortgage signed by only one spouse void, so a non-borrowing spouse generally needs to sign the mortgage on the family home.
What Is Kansas's Good Funds Rule for Closings?
When a Kansas title insurance agent closes a loan, including a refinance, funds over $2,500 must arrive as cash, a wire, a cashier's or certified check, or another approved form, or a regular check must sit in escrow at least 10 days first. A borrower's funds to close should come by wire or cashier's check.
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Kansas
Hancock Processing services in Kansas
What Loan Types Does Hancock Processing Handle in Kansas?
All of them. We process every loan type we offer in Kansas, including conventional, FHA, VA, USDA, jumbo, Non-QM and DSCR loans, from the Kansas City suburbs and Wichita to Topeka and Lawrence.
Can Hancock Processing work files anywhere in Kansas, not just Wichita or the Kansas City suburbs?
Yes. We process loans statewide in Kansas and coordinate with the title company handling each closing.
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