State Guides
What brokers and loan officers should know about closings and property rules in Utah, and how Hancock Processing works your files there.
Utah is a title state. Title and escrow companies handle the closing, and attorney involvement is not legally required. The Utah Supreme Court's practice-of-law rule expressly lets title companies issue title reports and prepare deeds for customers.
No. Utah is not a community property state, and Utah law has abolished dower and curtesy.
Utah law bars a title company from paying out escrow money until the deposit is “collected and cleared.” Cash and wire transfers can be disbursed the same day they're deposited, while other deposits, including most checks, have to clear first.
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Utah
All of them. We process every loan type we offer in Utah, including conventional, FHA, VA, USDA, jumbo, Non-QM and DSCR loans, from Salt Lake City, Ogden and Provo along the Wasatch Front to St. George.
Yes. We process loans statewide in Utah and coordinate with the title company handling each closing.
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