State Guides

Oregon loan processing.

What brokers and loan officers should know about closings and property rules in Oregon, and how Hancock Processing works your files there.

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Loan officer and borrower discussing loan processing in Oregon

Is Oregon a Title State or an Attorney State?

Oregon is a title state. Escrow companies, including title companies, handle the closing, and attorney involvement is not legally required.

Is Oregon a Community Property State for Mortgages?

No. Oregon is not a community property state, and Oregon law has abolished dower and curtesy.

Who Can Be the Trustee on an Oregon Trust Deed?

Oregon homes are usually financed with a trust deed, and state law limits who can serve as its trustee: an Oregon State Bar attorney or law practice, a bank or trust company, a title insurance company or its agent, an escrow agent licensed in Oregon, or a U.S. government agency.

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Oregon

Hancock Processing services in Oregon

What Loan Types Does Hancock Processing Handle in Oregon?

All of them. We process every loan type we offer in Oregon, including conventional, FHA, VA, USDA, jumbo, Non-QM and DSCR loans, from metro Portland and Salem to Eugene, Bend and Medford.

Can Hancock Processing work files anywhere in Oregon, not just Portland?

Yes. We process loans statewide in Oregon and coordinate with the escrow company handling each closing.

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